M. Konrad Borowicz
Assistant Professor of Financial Regulation
Tilburg Institute for Law, Technology and Society
Research Coordinator
Tilburg Law and Economics Center
I am a US-qualified finance and technology lawyer with research centered on the design of financial regulation after the 2008 crisis. My work examines how legal and institutional choices influence the stability and performance of core market infrastructures—especially credit intermediation and payment systems—under conditions of cyclical stress, rapid innovation, and shifting competitive structures.
A recurring theme of my research is the interaction between public regulation and private forms of governance (industry standards, platform rules, contracts), and how these arrangements can either amplify or dampen risk over time. I also study competition in the financial sector, including the implications of fintech and platform-based business models for market structure, access, and interoperability. Across these domains, my focus is on regulatory approaches to feedback effects, concentration dynamics, and cross-market spillovers.
My work is international in scope. I teach and speak globally and regularly contribute to public and professional debates, and professional publications. I have held visting positions at FGV Sao Paulo, Hong Kong University, Nova University of Lisbon and Singapore Management University.
I hold a J.S.D. from Columbia Law School, a Ph.D. in Law from the European University Institute, and an LLM from Duke Law School. I obtained my first law degree from Adam Mickiewicz University in Poznan, my hometown.
Before coming to academia, I was a finance lawyer at Ropes & Gray in London, where my practice focused on leveraged finance, high-yield bonds and restructurings in the technology sector.