M. Konrad Borowicz
Assistant Professor of Financial Regulation
Tilburg Institute for Law, Technology and Society
Research Coordinator
Tilburg Law and Economics Center
I am a US-qualified finance and technology lawyer whose research focuses on the design of financial regulation. I examine how legal and institutional choices shape the stability and competitive structure of core financial infrastructures, particularly credit intermediation and payment systems, in environments marked by cyclical risk and technological change.
A central dimension of my work concerns the allocation of control over financial data. As financial infrastructures become increasingly data-dependent, control over data becomes a source of market power and a determinant of access. I study how legal frameworks structure that control.
Across these projects, I focus on the interaction between public regulation and private governance. Financial infrastructures are not governed solely through regulation or supervision; they are also organized through privately produced rule systems embedded in market architecture. I analyze how these layers interact and how their design affects stability and competition over time.
My work situates financial regulation within the broader legal system. Much of it proceeds in comparative and transnational perspective, reflecting the cross-border character of contemporary finance.
I teach and speak globally and regularly contribute to public and professional debates, and professional publications. I have held visting positions at FGV Sao Paulo, Hong Kong University, Nova University of Lisbon and Singapore Management University.
I hold a J.S.D. from Columbia Law School, a Ph.D. in Law from the European University Institute, and an LLM from Duke Law School. I obtained my first law degree from Adam Mickiewicz University in Poznan, my hometown.
Before coming to academia, I was a finance lawyer at Ropes & Gray in London, where my practice focused on leveraged finance, high-yield bonds and restructurings in the technology sector.